Trusted by millions

Over 2 million people have used Carbon to improve their finances. We also absolutely love getting customer feedback - here's what a few of ours have to say about us.

I found out about Carbon in 2018, on Twitter or somewhere on social media. It was this app where you could sign up and get instant loans. I tried it and it worked. Subsequently, when I needed a quick loan I knew I could always go to Carbon
- Leonard U

If you’re tired of traditional banks, then get Carbon. I use Carbon for nearly all my online transactions for services such as electricity, cable TV, and bank transfers at no cost. Getting a loan is seamless, plus free credit reports.


They got you covered during the ‘rainy days’. More so, if you’re tired of all these traditional banks and their hectic stuffs, just get carbon. From loans to paying bills, and most importantly, the savings/investment programs there is just too much.

Olowolafe Sunday oladele

This is the best loan app in Nigeria!!! The interest rate is very cool and they split it in a way that you will be able to pay without stress. I’ll recommend this app to anyone who is interested in borrowing money online!!!

Lillian Adaku

Carbon is the best loan service app, fast and easy to use, the interest rates are one of the best and they’re very empathetic with repayment delays and I can’t overemphasize this. Well done guy 👍🏽

Alaye Lawson

The best money lender out there without any unnecessary bottle necks. I got an increased loan offer from 30k to 80k with ease of spread instalmental payment at a very low interest rate…. kudos.

Odunjo Olakunle

Wow, amazing. I got my loan approved in less than 5 minutes. I was able to make bank transfers and online payments swiftly. Thanks for this app.

Adenegan Opeyemi

The best payment and fastest loan platform with lower interest rates, very reliable for investment and transact as quick as texting of messages. I recommend you all to join carbon.

Jonah Atsale

Simply amazing and the most reliable trusted and safest app for any financial transactions

Gwalbige Shawulu

This is very nice,I can’t believe on till I get the money in my wallet, different from other, fastest network, easy to get, no too much of story, infact 98%guarantee

Akinola Fatai
Carbon’s super efficient, very easy to use, very user friendly. The interface is very simple ready to go. I really enjoy using it. I use Carbon to save for my emergency funds. All my emergency money goes there.

Carbon is the best loan app I have seen so far. Customer care very friendly, interest very ok, duration of payment fantastic. Carbon is a very good place to invest. I recommend Carbon to everyone.

Mary Banji

5 star all the way.. The best money lending app. Nice work fellas but you can do better.

Isaac olorunkunle

If there is anything more than five star I will give to carbon, they are wonderful and unique in every aspect I highly recommend this app for everyone I love you and guys and ur services, this app is just like a mobile Bank its self.

Progress Harrison

Excellent app and services; superb user interface, get your loan immediately and also invest periodically. Above, prompt notification 🔔 on any transaction.

Andy Kelvin

A very reliable loan plug, easy and prompt repayment, fair interest rates, investment options and finally, you get paid interest on your deposits/account balance.

Iranlade Olanipekun

The careful simple security steps and the electronic transfer of the funds to my ewallet was an awesome experience. The process was one great step of adventure to the next and greater something to talk about.

Helen Emmanuel Christ

Carbon is one of the best app so far, but network always cause issue at times. But they are good for business. There charges are friendly, also the interest, so I have recommend it for lot of people.

Folakemi Osani

Wonderful! This app is interesting more especially the interest rate is very low unlike other lending financial services. Once again Iam more than excited and enthusiastic about this app. CARBON IS THE BEST!

Falalu Muhammad Tukur

This is the best financial platform ever, it’s way better than my bank, still I’ll suggest that they should increase the interest rates,😊 although it’s the best rate I’ve seen so far there’s still room for increase 😉🤭, In all carbon is the best

Odunze Onyekachi

A digital bank made just for you

Open a new Carbon bank account from your phone or computer and follow the simple on-screen steps to register for an account in minutes.